Archive for October, 2011

Factors That Can Affect Your Car Insurance Rates

No matter what type associated with insurance you intend to achieve, you are likely to have to think about the numerous factors that may affect your own rate. A sizable factor which determines your own rate is the location. A few locations document more statements than other people, and insurance providers are well conscious of this. This rule pertains to any kind of insurance, such as car, wellness, or even pets.

Another factor is the personal claims history. This can be a huge factor and several people are influenced by it. For instance, someone that has a couple of accidents on the driving report, recent or even not, will often have the much tougher time getting a good rate on the car insurance coverage. If they’re at a sizable risk they might have difficulty finding a business to guarantee them whatsoever. People seeking to lower their auto insurance rates have several choices available for them.

Read the rest of this entry »

Good News at the Petrol Pumps Tempered With an Increase to UK Car Insurance

A rise in summer sales and falling petrol prices in the UK have failed to banish worries over the threat of inflation after official figures showed that the Consumer Prices Index (CPI) benchmark had fallen from 3.4 per cent to 3.2 per cent during June. This was thanks largely to record price cutting by retailers eager to get consumers through the shop door, and a 2.6 pence drop in petrol costs.

However, the figure does remain comfortably above the Bank of England’s 2 per cent target. ‘Core’ Consumer Prices Index rose from 2.9 per cent to 3.1 per cent, excluding food and energy costs, which remain volatile.

Read the rest of this entry »

Buyer Beware: Insurance Salvage Flood Vehicles

With the recent hurricanes in the southern United States the number of flood vehicles entering the market has skyrocketed. Many of these vehicles have been declared as salvage by insurance companies who have paid off the original owner of the car under a claim. There are steps you can take to protect yourself from buying these salvaged vehicles that have extensive water damage.

Many people may not realize they have bought a flooded car until they take it to get insured. They then find out that their agent can’t even issue them an insurance rate quote because of the salvage title on the vehicle. Since used cars are usually sold “as is” there is very little recourse the buyer has at this point other than to try and get the vehicle road-worthy and go through a length inspection process with the state motor vehicle bureau that is required for a vehicle with a salvaged title.

Read the rest of this entry »